• CDs
  • IRAs

Terms: 7 Days to 5 Years

7 - 31 Days CD Terms:

  • $2,500.00 minimum opening deposit
  • $2,500.00 minimum balance required

 
91 Days - 5 Years CD Terms:

  • $100.00 minimum opening deposit
  • $100.00 minimum balance required

 
Both Term Options:

  • Grace period of 7 days from maturity date to withdraw funds or change account terms. Penalty for early withdrawal.
  • Fees may reduce earnings

Regular CD

  • Amounts less than $100,000.00

 
Fixed Rates:

  • Term 1 Year or less - Interest paid at maturity
  • Term over 1 year - Interest paid quarterly

 
Variable Rates:

  • Interest paid monthly

 
All Rate Options:

  • May deposit anytime
  • Interest rate and annual percentage yield may change at our discretion.
  • Grace period of 7 days from maturity date to withdraw funds or change account terms. Penalty for early withdrawal.
  • Fees may reduce earnings

Jumbo CD

  • Amounts of $100,000.00 and over

 
30 Days to 1 Year Terms:

  • Interest paid at maturity
  • Grace period of 7 days from maturity date to withdraw funds or change account terms. Penalty for early withdrawal.
  • Fees may reduce earnings

Traditional IRA

  • Tax-deferred retirement savings
  • Tax deductible contributions

Roth IRA

  • Retirement savings
  • Qualified withdrawals are tax free

Education IRA

  • Tax-deferred earnings and qualified distributions are tax free for higher education expenses

 

 

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   Phone Numbers

   864.489.6046 - Gaffney
   864.585.0965 - Spartanburg

 

   Office Hours

Monday-Friday:
All Locations
8:30am - 5:00pm

Saturday:
1229 Floyd Baker Blvd, Gaffney
9:00am - 12:00pm

 

   Area Locations

   Gaffney Area
   Spartanburg Area

 

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