• $100 Min. Opening
  • $1,000 Min. Opening
  • $5,000+ Min. Opening
  • Classic Gold

No Fee Checking

  • $100.00 minimum opening deposit
  • No minimum balance required after opening
  • Non-interest bearing
  • No limit on checks or debits and no per item fees
  • No monthly service fees
  • Monthly statement mailed (does not include check images)
  • Free ATM Card
  • Free Debit Card available to qualified applicants
  • Free 24 Hour Bankline
  • Free Online Banking with free Bill Pay
  • "Real Time" Banking - no 2:00pm cutoff

Now Checking

  • $100.00 minimum opening deposit
  • Interest bearing account
  • $500.00 balance required to earn interest
  • $400.00 minimum balance required to avoid monthly service charge
  • $5.00 monthly service charge if balance falls below required minimum
  • No limit on checks or debits; no per item fees
  • Monthly statement can include check images
  • Free ATM Card
  • Free Debit Card to qualified applicants
  • Free 24 Hour Bankline
  • Free Online Banking with free Bill Pay
  • "Real Time"' Banking - no 2:00pm cutoff
  • Fees may reduce earnings

Money Market Checking

  • $1,000.00 minimum opening deposit
  • Interest bearing account
  • $1,000.00 required to earn interest
  • $1,000.00 minimum balance required
  • $5.00 monthly service charge if balance falls below required minimum
  • 75 free withdrawals per month
  • .35 per withdrawal in excess of 75
  • Monthly statement including check images
  • Free ATM card
  • Free Debit Card to qualified applicants
  • Free 24 Hour Bankline
  • Free Online Banking with free Bill Pay
  • "Real Time" Banking - no 2:00pm cutoff
  • Fees may reduce earnings

Investment Checking

  • $1,000.00 minimum opening deposit
  • Interest bearing account
  • $1,000.00 minimum balance required
  • $5.00 monthly service charge if balance falls below required minimum
  • 6* free withdrawals per month: * 6 transfers are allowed, but only 3 of the 6 withdrawals may be by check to third parties
  • $10.00 per withdrawal in excess of 6 or in excess of 3 checks
  • Monthly statement including check images
  • Free ATM card
  • Free Debit Card to qualified applicants
  • Free 24 Hour Bankline
  • Free Online Banking with free Bill Pay available
  • "Real Time" Banking -- no 2:00pm cutoff
  • Fees may reduce earnings

Platinum Checking

  • $5,000.00 minimum opening deposit
  • Interest bearing account - interest paid at 91 day money market rate.
  • $5,000.00 balance required to eam interest
  • $5,000.00 minimum balance required
  • $10.00 monthly service charge if balance falls below required minimum
  • 75 free withdrawals per month
  • .35 per withdrawal in excess of 75
  • Monthly statement including check images
  • Free ATM card
  • Free Debit Card to qualified applicants
  • Free 24 Hour Bankline
  • Free Online Banking with free Bill Pay
  • "Real Time" Banking - no 2:00pm cutoff
  • Fees may reduce earnings

High Yield Checking

  • $15,000.00 minimum opening deposit
  • Interest bearing account - Rate depends on balance tier
  • $2,500 - 14,999
  • $15,000 - 49,999
  • $50,000 and up
  • $2,500.00 minimum balance required
  • $5.00 monthly service charge if balance falls below required minimum
  • 6* free withdrawals per month: * 6 transfers are allowed, but only 3 of the 6 withdrawals may be by check to third parties
  • $10.00 per withdrawal in excess of 6 or in excess of 3 checks
  • Monthly statement including check images
  • Free ATM card
  • Free Debit Card to qualified applicants
  • Free 24 Hour Bankline
  • Free Online Banking with free Bill Pay available
  • "Real Time" Banking - no 2:00pm cutoff
  • Fees may reduce earnings

Classic Gold

  • For Seniors, age 55 and older
  • Must also have savings or CD account along with any type checking account
  • Free custom checks
  • Free Cashiers Checks
  • Half price discount on any size safety deposit box

 

 

   Helpful Links

   About Us

   Personal Banking

   Business Banking

   Customer Protection

   Help

   Online Contact Form

   Support

 

   Phone Numbers

   864.489.6046 - Gaffney
   864.585.0965 - Spartanburg

 

   Office Hours

Monday-Friday:
All Locations
8:30am - 5:00pm

Saturday:
1229 Floyd Baker Blvd, Gaffney
9:00am - 12:00pm

 

   Area Locations

   Gaffney Area
   Spartanburg Area

 

   Other Info

   BankLine24
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   Loan Payments
   Reorder Checks