• Home Equity Loan
  • Home Equity Line
  • Other Loans

Home Equity Loan

Our home equity loans offer fixed-rates that allow you to use the equity in your home. How much equity do I have? Your equity is determined by the value of your home less any amount already owed and not being paid off. Our fixed rate programs offer you the security of predictable monthly payments.

  • Flexible loan terms
  • Home equity loan interest may be tax deductible*

*Please consult your tax advisor in regards to the deductibility of home equity loan interest and charges. Other restrictions apply.

What do I Need to Apply?

  • Copy of Deed
  • Most current check stub
  • Other information may be required

'Equity Checking' Home Equity Line

Our home equity line of credit is a cost-effective way to use the value of your home to pay for home improvements, major purchases, higher education, or any use you may choose!

  • Variable interest rate
  • Easy access to your home equity line with checks or online banking
  • Reusable source of funds
  • Interest incurred with a Home Equity Line may be tax deductible*

*Please consult your tax advisor in regards to the deductibility of home equity loan interest and charges. Other restrictions apply.

What do I Need to Apply?

  • Copy of Deed
  • Most current check stub
  • Other information may be required

Investment Property

Investment property loans are typically used for purchasing or refinancing one to four unit rental properties. The requirements and loan programs can vary greatly from typical owner-occupied home loans. Our knowledgeable staff can guide you through the different scenarios and options available. Contact your local loan officer for more details.

Home Builder Loans

Our builder loans are well known throughout the Upstate. Our long time commitment to providing builders with affordable financing and a user friendly program has earned us a reputation you can count on.

Land / Lot Loans

Whether you're looking to purchase or refinance a lot or land, First Piedmont has a program to fit your needs. From fixed rate and term programs to balloon programs, your local loan officer will be able to answer your questions.

 

 

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   Phone Numbers

   864.489.6046 - Gaffney
   864.585.0965 - Spartanburg

 

   Office Hours

Monday-Friday:
All Locations
8:30am - 5:00pm

Saturday:
1229 Floyd Baker Blvd, Gaffney
9:00am - 12:00pm

 

   Area Locations

   Gaffney Area
   Spartanburg Area

 

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