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ABSOLUTELY FREE CHECKING WITH NO MINIMUM BALANCE REQUIRED
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Banking Deposit Rates
Rates effective 03/10/2010
|
INTEREST |
APY * |
MINIMUM BALANCE |
MINIMUM BALANCE |
|
RATE |
|
TO OBTAIN APY |
TO OPEN |
| CHECKING |
|
|
|
|
| NO FEE |
N/A |
N/A |
N/A |
$100.00 |
| NOW |
0.05% |
0.05% |
$500.00 |
$100.00 |
| MONEY MARKET |
0.10% |
0.10% |
$1,000.00 |
$1,000.00 |
| INVESTMENT |
0.10% |
0.10% |
$1,000.00 |
$1,000.00 |
| PLATINUM |
0.10% |
0.10% |
$5,000.00 |
$5,000.00 |
| HIGH YIELD |
0.10% |
0.10% |
$2,500.00 |
$2,500.00 |
|
0.15% |
0.15% |
$15,000.00 |
$2,500.00 |
|
0.20% |
0.20% |
$50,000.00 |
$2,500.00 |
| BUSINESS |
N/A |
N/A |
N/A |
$250.00 |
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| SAVINGS |
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| STATEMENT |
0.10% |
0.10% |
$150.00 |
$150.00 |
| CHRISTMAS CLUB |
0.10% |
0.10% |
$25.00 |
$25.00 |
| CUSTODIAL |
0.10% |
0.10% |
$25.00 |
$25.00 |
| HEALTH |
0.10% |
0.10% |
$150.00 |
$150.00 |
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| CDS - FIXED |
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| 7-31 DAYS |
0.10% |
0.10% |
$2,500.00 |
$2,500.00 |
| 91 DAYS |
0.10% |
0.10% |
$100.00 |
$100.00 |
| 182 DAYS (6 MONTHS) |
0.35% |
0.35% |
$100.00 |
$100.00 |
| 9 MONTHS |
0.35% |
0.35% |
$100.00 |
$100.00 |
| 1 YEAR |
0.60% |
0.60% |
$100.00 |
$100.00 |
| 13 MONTHS |
0.60% |
0.60% |
$100.00 |
$100.00 |
| 18 MONTHS (1 1/2 YEARS) |
0.60% |
0.60% |
$100.00 |
$100.00 |
| 2 YEARS |
0.70% |
0.70% |
$100.00 |
$100.00 |
| 30 MONTHS (2 1/2 YEARS) |
0.80% |
0.80% |
$100.00 |
$100.00 |
| 3 YEARS |
0.80% |
0.80% |
$100.00 |
$100.00 |
| 4 YEARS |
0.80% |
0.80% |
$100.00 |
$100.00 |
| 5 YEARS |
0.80% |
0.80% |
$100.00 |
$100.00 |
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| CDS- VARIABLE |
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| 91 DAYS |
0.10% |
0.10% |
$100.00 |
$100.00 |
| 182 DAYS (6 MONTHS) |
0.35% |
0.35% |
$100.00 |
$100.00 |
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| CDS - JUMBO |
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| 30 DAYS |
0.10% |
0.10% |
$100,000.00 |
$100,000.00 |
| 60 DAYS |
0.10% |
0.10% |
$100,000.00 |
$100,000.00 |
| 91 DAYS |
0.10% |
0.10% |
$100,000.00 |
$100,000.00 |
| 182 DAYS |
0.35% |
0.35% |
$100,000.00 |
$100,000.00 |
| 1 YEAR |
0.60% |
0.60% |
$100,000.00 |
$100,000.00 |
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| IRA - VARIABLE |
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| 18 MONTHS (1 1/2 YEARS) |
0.60% |
0.60% |
$100.00 |
$100.00 |
| 2 YEARS |
0.70% |
0.70% |
$100.00 |
$100.00 |
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RATES SUBJECT TO CHANGE
*APY IS THE ANNUAL PERCENTAGE YIELD
FEES MAY REDUCE EARNINGS
PENALTY FOR EARLY WITHDRAWAL
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