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Banking Deposit Rates
Rates effective 05/14/2008
| INTEREST | APY | MINIMUM BALANCE | MINIMUM BALANCE | |
| RATE | TO OBTAIN APY | TO OPEN | ||
| CHECKING | ||||
| NO FEE | N/A | N/A | N/A | $100.00 |
| NOW | 0.20% | 0.20% | $500.00 | $100.00 |
| MONEY MARKET | 0.75% | 0.76% | $1,000.00 | $1,000.00 |
| INVESTMENT | 0.75% | 0.76% | $1,000.00 | $1,000.00 |
| PLATINUM | 0.80% | 0.81% | $5,000.00 | $5,000.00 |
| HIGH YIELD | 0.10% | 0.11% | $2,500.00 | $2,500.00 |
| 0.30% | 0.31% | $15,000.00 | $2,500.00 | |
| 0.50% | 0.51% | $50,000.00 | $2,500.00 | |
| BUSINESS | N/A | N/A | N/A | $250.00 |
| SAVINGS | ||||
| STATEMENT | 0.30% | 0.30% | $150.00 | $150.00 |
| CHRISTMAS CLUB | 0.30% | 0.30% | $25.00 | $25.00 |
| CUSTODIAL | 0.30% | 0.30% | $25.00 | $25.00 |
| HEALTH | 0.30% | 0.30% | $150.00 | $150.00 |
| CDS - FIXED | ||||
| 7-31 DAYS | 0.20% | 0.20% | $2,500.00 | $2,500.00 |
| 91 DAYS | 0.40% | 0.40% | $100.00 | $100.00 |
| 182 DAYS (6 MONTHS) | 1.40% | 1.40% | $100.00 | $100.00 |
| 9 MONTHS | 1.40% | 1.41% | $100.00 | $100.00 |
| 1 YEAR | 2.00% | 2.02% | $100.00 | $100.00 |
| 13 MONTHS | 2.00% | 2.02% | $100.00 | $100.00 |
| 18 MONTHS (1 1/2 YEARS) | 2.00% | 2.02% | $100.00 | $100.00 |
| 2 YEARS | 2.00% | 2.02% | $100.00 | $100.00 |
| 30 MONTHS (2 1/2 YEARS) | 2.00% | 2.02% | $100.00 | $100.00 |
| 3 YEARS | 2.40% | 2.42% | $100.00 | $100.00 |
| 4 YEARS | 2.40% | 2.42% | $100.00 | $100.00 |
| 5 YEARS | 2.40% | 2.42% | $100.00 | $100.00 |
| CDS- VARIABLE | ||||
| 91 DAYS | 0.40% | 0.40% | $100.00 | $100.00 |
| 182 DAYS (6 MONTHS) | 1.40% | 1.41% | $100.00 | $100.00 |
| CDS - JUMBO | ||||
| 30 DAYS | 0.20% | 0.20% | $100,000.00 | $100,000.00 |
| 60 DAYS | 0.30% | 0.30% | $100,000.00 | $100,000.00 |
| 91 DAYS | 0.60% | 0.60% | $100,000.00 | $100,000.00 |
| 182 DAYS | 1.60% | 1.61% | $100,000.00 | $100,000.00 |
| 1 YEAR | 1.70% | 1.70% | $100,000.00 | $100,000.00 |
| IRA - VARIABLE | ||||
| 18 MONTHS (1 1/2 YEARS) | 2.00% | 2.02% | $100.00 | $100.00 |
| 2 YEARS | 2.00% | 2.02% | $100.00 | $100.00 |
RATES SUBJECT TO CHANGE APY IS THE ANNUAL PERCENTAGE YIELD FEES MAY REDUCE EARNINGS PENALTY FOR EARLY WITHDRAWAL
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