Personal Banking

 

DEPOSIT RATES

RATES EFFECTIVE 09/08/15 

 

   Interest Rate APY Minimum Balance To Obtain APY Minimum Balance To Open
Checking 
 No Fee  N/A N/A N/A $100.00
 NOW  0.005% 0.005% $500.00 $400.00
 Money Market  0.005% 0.005% $1,000.00 $1,000.00
 Investment   0.005%  0.005% $1,000.00 $1,000.00
 Platinum   0.005%  0.005% $5,000.00 $5,000.00
 High Yield  0.003% 0.003% $2,500.00 $2,500.00
   0.005% 0.004% $15,000.00 $2,500.00
   0.005% 0.005% $50,000.00 $2,500.00
Business N/A  N/A N/A $250.00
 
Savings
Statement 0.003% 0.003% $150.00 $150.00
Christmas Club  0.003%  0.003%  $25.00  $25.00
Custodial 0.003%  0.003%  $25.00  $25.00
Health 0.003% 0.003% $150.00  $150.00

CDs - Fixed        
 7-31 Days 0.005% 0.005% $2500.00 $2500.00
91 Days 0.01% 0.01% $100.00 $100.00
182 Days (6 Months) 0.02%  0.02% $100.00 $100.00
 9 Months 0.02% 0.02% $100.00 $100.00
1 Year 0.03% 0.03% $100.00 $100.00
13 Months 0.03% 0.03% $100.00 $100.00
18 Months 0.03% 0.03% $100.00 $100.00
 2 Years 0.10% 0.10% $100.00 $100.00
30 Months (2.5 Years) 0.10% 0.10% $100.00 $100.00
3 Years 0.15% 0.15% $100.00 $100.00
4 Years 0.15% 0.15% $100.00 $100.00
5 Years 0.15% 0.15% $100.00 $100.00
                        
CDs - Variable
91 Days 0.01%  0.01% $100.00 $100.00
182 Days (6 Months) 0.02% 0.02% $100.00 $100.00
                        
CDs - Jumbo        
30 Days 0.005% 0.005% $100,000.00 $100,000.00
60 Days 0.01% 0.01% $100,000.00 $100,000.00
91 Days 0.01% 0.01% $100,000.00 $100,000.00
182 Days 0.02% 0.02% $100,000.00 $100,000.00
1 Year 0.03% 0.03% $100,000.00 $100,000.00

IRA - Variable
18 Months 0.03%  0.03% $100.00 $100.00
2 Years 0.10% 0.10% $100.00 $100.00
         
RATES SUBJECT TO CHANGE

                                                                                                APY IS THE ANNUAL PERCENTAGE YIELD

                               FEES MAY REDUCE EARNINGS

                                                                                                PENALTY FOR EARLY WITHDRAWAL

 

 

 

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All Locations
8:30am - 5:00pm

Saturday:
1229 Floyd Baker Blvd, Gaffney
9:00am - 12:00pm

 

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