• $150 Minimum Opening Deposit
  • $25 Minimum Opening Deposit

Statement Savings

  • $150.00 minimum opening deposit
  • $150.00 minimum balance required
  • $3.50 service charge if balance falls below $150.00
  • 2 free withdrawals allowed monthly
  • $1.25 per withdrawal in excess of 2
  • Interest accrues daily. Credits and compounds to account quarterly
  • Free ATM card
  • Free 24 Hour Bankline
  • Free Online Banking
  • Monthly statement mailed if activity during month. Statement sent June and December regardless of account activity.
  • "Real Time" Banking - no 2:00 pm cutoff
  • Fees may reduce earnings

Health Savings

  • Account guidelines same as for Statement Savings
  • Savings account set up specifically for medical expenses
  • Tax deductible contributions
  • Tax free earnings
  • Qualified distributions tax free
  • To qualify must be covered under a HDHP (High Deductible Health Plan)
  • Fees may reduce earnings

Christmas Club

  • $25.00 minimum opening deposit
  • Interest accrues daily. Credits and compounds to account quarterly.
  • Total accrued balance is automatically mailed out to account owner in November. After balance is mailed out in Novemberr, account remains open and can begin accepting deposits for the following year.
  • One other free withdrawal allowed during year.
  • Any additional withdrawal will result in account closure.
  • Fees may reduce earnings

Custodial for Children

  • $25.00 minimum opening deposit
  • Service charges are waived until age 18
  • Interest accrues daily. Credits and compounds to account quarterly.
  • Monthly statement mailed if active during month. June and December mailed regardless of activity.




   Helpful Links

   About Us

   Personal Banking

   Business Banking

   Customer Protection


   Online Contact Form



   Phone Numbers

   864.489.6046 - Gaffney
   864.585.0965 - Spartanburg


   Office Hours

All Locations
8:30am - 5:00pm

1229 Floyd Baker Blvd, Gaffney
9:00am - 12:00pm


   Area Locations

   Gaffney Area
   Spartanburg Area


   Other Info

   Lost or Stolen ATM and Debit Cards
   Loan Payments
   Reorder Checks