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Savings Accounts

Personal Banking    >    Savings Accounts
October 26, 2025 11:39 AM
 

Stop: Please Read Below!!

 

If you get a text, email, or phone call with a website link that you don’t know or they are pretending to be First Piedmont; Don’t become a victim! 

 

Never select the link or call them back. Immediately call 864-489-6046 (Gaffney) or 864-585-0965 (Spartanburg) if you have any questions. 

 

First Piedmont – Our “Prime Interest” is YOU!

  • $150 Minimum Opening Deposit
  • $25 Minimum Opening Deposit

Statement Savings

  • $150.00 minimum opening deposit
  • $150.00 minimum balance required
  • $3.50 service charge if balance falls below $150.00
  • 2 free withdrawals allowed monthly
  • $1.25 per withdrawal in excess of 2
  • Interest accrues daily. Credits and compounds to account quarterly
  • Free ATM card
  • Free 24 Hour Bankline
  • Free Online Banking
  • Monthly statement mailed if activity during month. Statement sent Quarterly regardless of account activity.
  • "Real Time" Banking - no 2:00 pm cutoff
  • Fees may reduce earnings

Health Savings

  • Account guidelines same as for Statement Savings
  • Savings account set up specifically for medical expenses
  • Tax deductible contributions
  • Tax free earnings
  • Qualified distributions tax free
  • To qualify must be covered under a HDHP (High Deductible Health Plan)
  • Fees may reduce earnings

Christmas Club

  • $25.00 minimum opening deposit
  • Interest accrues daily. Credits and compounds to account quarterly.
  • Total accrued balance is automatically mailed out to account owner in November. After balance is mailed out in November, account remains open and can begin accepting deposits for the following year.
  • One other free withdrawal allowed during year.
  • Any additional withdrawal will result in account closure.
  • Fees may reduce earnings

Custodial for Children

  • $25.00 minimum opening deposit
  • Service charges are waived until age 18
  • Interest accrues daily. Credits and compounds to account quarterly.
  • Monthly statement mailed if active during month. Mailed quarterly regardless of activity.

 

 

 

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   Phone Numbers

   864.489.6046 - Gaffney
   864.585.0965 - Spartanburg

 

   Office Hours

Monday-Friday:
All Locations
8:30am - 5:00pm
 

 

   Area Locations

   Gaffney Area
   Spartanburg Area

 

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